Erhältlich:
Nicht auf Lager
Buch (Softcover): Fachbuch
How to Obtain a Payment Institution License in Ireland
Central Bank Authorization, Governance, Safeguarding, Compliance, and Cross-Border Payment Services in the EEA
Verlag:
Independently Published Unsere-Artikel-Nr.: P36094205
EAN: 9798189075421
Erhältlich:
Nicht auf Lager
Zustellung: Di, 27.10.2026
Versand: Kostenlos
CHF 43.50
Beschreibung
A payment institution authorization defines what an institution may provide. It does not automatically create the governance, safeguarding, technology, infrastructure, personnel, or operational capacity required to deliver those services safely. How to Obtain a Payment Institution License in Ireland is a practical guide for founders, investors, directors, lawyers, compliance professionals, payments executives, and technology leaders seeking to understand the complete journey from regulatory-perimeter design to authorization, launch, and ongoing supervision. The book begins by challenging the "one-license" illusion. Transfers, payment accounts, cards, merchant acquiring, money remittance, named account identifiers, foreign exchange, payment initiation, and account information may appear within one product, but they can involve different permissions, contracts, payment flows, responsibilities, and technical dependencies. Across ten detailed chapters, readers will learn how to:. - determine which regulated payment services are actually required;- distinguish a payment institution from an electronic money institution, credit institution, agent, processor, and technology provider;- map each product feature to the responsible legal entity, customer relationship, movement of funds, and required authorization;- establish an Irish applicant with transparent ownership, effective governance, qualified personnel, and genuine operational substance;- understand initial capital, continuing own funds, liquidity, safeguarding, operating runway, and wind-down financing;- prepare a coherent authorization application supported by evidence rather than generic templates;- build safeguarding, reconciliation, treasury, refund, chargeback, and financial-control arrangements;- develop practical AML, sanctions, fraud, customer-protection, complaints, and reporting frameworks;- manage technology, outsourcing, cybersecurity, incident response, recovery, and DORA obligations;- plan realistic regulatory engagement, assessment, testing, launch, cross-border EEA activity, and continuing supervision. Realistic scenarios reveal how seemingly minor decisions involving contracts, customer balances, account structures, payment instructions, settlement, outsourcing, or branding can change the regulatory character of an entire product. The book explains why authorization must be built around a precise and executable operating model. Policies, contracts, systems, forecasts, personnel, and customer journeys must all describe the same institution. A safeguarding policy is not enough unless funds can be identified and reconciled. A resilience plan is not enough unless recovery has been tested. A cross-border notification does not remove the need to examine the requirements and operating conditions of each target market. Rather than promising shortcuts or guaranteed approval, this guide provides a structured method for developing an institution capable of answering the questions regulators, auditors, investors, counterparties, and customers are likely to ask. It is a roadmap not merely to obtaining authorization, but to creating a payment institution that can operate responsibly, withstand scrutiny, manage disruption, protect customers, and remain compliant after approval. This publication is intended for educational and strategic purposes and does not constitute legal, regulatory, tax, investment, or financial advice.
Spezifikationen
Sprache
- Englisch
Autor
- Konstantin Titov
Erscheinungsjahr
- 2026
Format
- Buch (Softcover)
Anzahl Seiten
- 342