Erhältlich:
Nicht auf Lager
Buch (Softcover): Ratgeber
The Beginner's Guide To Personal Finance
Everything Teens and College Students Need to Know About Managing Money Before Leaving Home
Verlag:
Indy Press Unsere-Artikel-Nr.: P35491588
EAN: 9798256149642
Erhältlich:
Nicht auf Lager
Zustellung: Fr, 25.09.2026
Versand: Kostenlos
CHF 34.75
Beschreibung
A staggering majority of young adults are trapped in a cycle of living paycheck to paycheck. How can the next generation break free from this financial treadmill before they even leave home. In The Beginner's Guide to Personal Finance. , financial expert Dwight Nichols delivers a time-tested, generational blueprint designed to equip teenagers, college students, and young adults with the critical money skills that are completely ignored in modern classrooms. Moving beyond conventional-and often flawed-financial advice, this book introduces the irrefutable laws and principles that govern true financial prosperity and long-term economic success. Through engaging real-world stories, practical insights, and highly actionable chapters, readers will discover:. The Power of Mindset:. How to overcome a negative self-image, reject a victim mentality, and take full responsibility for your financial future. Organized Planning & The 70-20-10 Rule:. A precise financial GPS to automate your income-allocating 70% for living expenses, 20% for radical savings, and 10% for giving back-giving every dollar an assignment before you even receive a paycheck. True Financial Stewardship:. Master the absolute art of living within your means, accurately distinguishing between needs and wants, and recognizing the ten critical warning signs of poor money management. Beating the Debt Trap:. Strategies to outsmart credit card companies and banks, avoid devastating credit traps, and eliminate wasteful spending to unlock hidden wealth. Wise Investing Starting from Zero:. How to leverage time-your most valuable asset-and harness the unmatched power of compound interest in your 20s to build a massive retirement nest egg. A Generational Guide for Parents:. Practical tools for parents to raise financially savvy children, effectively breaking the cycle of financial lack across generations. Complete with a step-by-step action plan, printable worksheets, and the simplified "15-Minute Money Management Guide," this book is the ultimate toolkit for any young adult aiming to control circumstances rather than be controlled by them. Whether you are a student preparing to step out into the real world or a parent aiming to anchor your family in financial freedom, this book is your indispensable roadmap to independence, wealth, and a life of significance.
Spezifikationen
Sprache
- Englisch
Autor
- Dwight Nichols
Erscheinungsjahr
- 2026
Format
- Buch (Softcover)
Anzahl Seiten
- 188