The Regulation of Deposit Guarantee Schemes in Switzerland and the United States

The Regulation of Deposit Guarantee Schemes in Switzerland and the United States Deposit guarantee schemes play a crucial dual role in financial regulation: they are the last line of defence in the protection of depositors and a bulwark of financial stability. Whilst other parts of the financial safety net have been significantly overhauled in the last decade, deposit guarantee schemes remained relatively untouched. This book provides an in-depth comparative analysis of the vastly different approaches towards deposit guarantee in Switzerland and the United States, examining the effectiveness in achieving the paramount goals of deposit guarantee, highlighting the differences in performance of the two systems, and outlining two avenues of development for the Swiss system. It is a reference work for academic readers and policymakers who are interested in gaining a deeper understanding of deposit guarantee, its roots and development, and its role in the financial safety net.